Should You Claim Social Security at Same Time

Should you claim Social Security at the same time as your spouse? Here's how to know.
If you and your spouse have a nice amount of money saved up, then you may decide that you'll each claim Social Security as soon as you're able to — meaning, at age 62. And if you're the same age, that would have you filing for benefits at the same time.
2 2025 Spousal Social Security Benefit Changes All Married Couples Need to Know
The start of a new year usually means changes to Social Security, and this year is no different. The changes to Social Security retirement benefits and changes that affect workers still paying into the program often get the most attention,
Don’t Miss This Social Security Benefit for Older Parents
Don’t Miss This Social Security Benefit for Older Parents There is a little-known Social Security benefit that about 714,000 people receive each year. It’s not retirement, disability, survivor or spousal benefits either.
Will Claiming Social Security at 62 Slash Your Benefits for Life? Here’s the Truth
Key Points Filing for Social Security at 62 typically means locking in a lower benefit for life. Thanks to a lesser-known rule, you’re not automatically stuck with a reduced benefit. Put lots of thought into your filing decision so you don’t regret
3 Types of People Who Should Claim Social Security at 62
Claiming Social Security at 62 is popular strategy because it gives recipients the most checks. At the same time, it reduces the size of their checks by up to 30%. That's because the government penalizes beneficiaries for every month they claim benefits before their full retirement age (FRA),
Social Security: Don’t Claim Benefits Until You Reach This Milestone
There's a magic number to know that can help you maximize your Social Security income when you are ready to retire. Trending Now: Need to Cut Expenses While on Social Security? Here's the First
New Social Security Law Faces Long Delay Before Sending Out Adjusted Benefits
The Social Security Fairness Act will boost benefits for 3.2M public workers once the agency can plow past multiple ...
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3 Social Security Mistakes You Absolutely Can’t Afford
When you retire, you are most likely going to need Social Security to help you make ends meet. These benefits are important to seniors because they provide not just a guaranteed income but also one ...
Higher-earning spouses should wait to claim — but lower-earning spouses may not want to
Waiting makes sense if you are the higher-earning spouse — but if you're claiming spousal benefits, waiting may not be the right approach.
Maximizing Social Security Survivors Benefits
This little-known restricted application rule can significantly boost retirement income for surviving spouses.
Here's How to Collect Social Security Without Working a Day in Your Life
Qualifying for Social Security benefits in retirement generally goes something like this: Work and pay taxes on your income.
Public workers waited 40 years for law to boost Social Security. Now, they wait for payout
It took 40 years for Congress to pass a law to boost Social Security for public workers. Now, SSA says they must wait at least a year for the money.
The New Social Security Law May Boost Your Benefits—What One Expert Wants You To Know
Investopedia spoke with Isabel Barrow at Edelman Financial Engines to discuss the changes the new Social Security Fairness ...
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What you need to know about the Social Security Fairness Act
On January 5, 2025, the Social Security Fairness Act was signed into law, marking a major reform for public sector workers, ...
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Social Security Fairness Act’s boosted payments to 3M public employees ‘could take more than 1 year’
President Biden signed the new law, which will boost Social Security retirement payments to police and firefighters, but now ...
How are Social Security benefits impacted when you retire before full retirement age?
Ken and Rick discuss the pros and cons of retiring early and how this can affect social security benefits and taxes.
Social Security could owe you thousands of dollars. Here’s how to check.
The Social Security Fairness Act increased benefits to millions more retirees, including some who never claimed them.